What age is the best to start getting pocket money why

Значение карманных денег для подростков

The importance of pocket money for teenagers

Nowadays money matters are becoming more and more crucial. Money is needed not only by adults but also teenagers. The growing number of parents are worried about this problem. Some people think that school students should be given pocket money, whereas others are convinced that they can do well without it.

The supporters of the first point of view are sure that their children should definitely get some amount of money on a regular basis.

First of all, teenagers need money to cover travel expenses. For example, they have to pay for a bus or metro ticket, especially when the way home is too long to walk. In this case children can undoubtedly get home faster and stay safe.

Secondly, students should have some allowance to spend on additional food when they stay at extra classes. This is obviously more useful for their health and parents do not have to be anxious about anything.

What is more, pocket money is necessary to have some entertainment with classmates. For instance, they might want to go to a cinema, café or bowling centre. Children should enjoy their life with friends and not feel somehow handicapped.

On the other hand, a lot of parents strongly oppose the question of giving pocket money to their children.

To begin with, they think that at this age kids are eager to show off trying to compare who is better. Having some allowance can just spoil them and develop arrogance. They will not be able to learn how to respect each other if they look only at expensive clothes or glittering bags.

Besides, teenagers are not able to spend money rationally. They may get negative influence from adults and waste their money on harmful things, like cigarettes or alcohol. Lack of money will prevent them from losing their minds.

In addition, children who never get spare money have the ability to see how difficult it is for their parents to earn it. These students grow up more conscientious and willing to work, so that afterwards they could allow themselves everything they wish to buy.

As for me, I agree with parents who allow their children to have some pocket money because this way they can be safer and more confident in different situations.

Taking all these points into consideration, I strongly believe that having allowance is very important for teenagers but the amount of money given must be rational, so that you develop responsibility in your children but not carelessness. The leading role belongs only to parents, who ought to educate their kids properly in dealing with every single issue.

В современном мире финансовые проблемы становятся все более и более важными. Деньги нужны не только взрослым, но и подросткам. Эта проблема беспокоит все большее количество родителей по всему миру. Некоторые люди думают, что школьникам нужно давать карманные деньги, в то время как другие уверены, что они могут обходиться и без них.

Сторонники первой точки зрения убеждены, что их дети должны регулярно получать карманные деньги.

Во-первых, подросткам нужны деньги на транспортные расходы. Например, они должны платить за проезд на автобусе или метро, особенно когда дорога домой занимает много времени. Несомненно, в этом случае дети могут быстрее добраться до дома и с ними ничего не случится.

Во-вторых, школьникам нужно давать деньги на карманные расходы, чтобы они могли дополнительно перекусить, оставаясь на кружки после уроков. Разумеется, так будет полезнее для их же здоровья, а родителям не придется ни о чем беспокоиться.

Более того, карманные деньги необходимы, чтобы куда-либо сходить с одноклассниками. Например, они могут захотеть пойти в кино, кафе или боулинг. Дети должны хорошо проводить время с друзьями, а не чувствовать себя ущербными.

С другой стороны, многие родители категорически против того, чтобы детям давали карманные деньги.

В первую очередь, они считают, что дети в данном возрасте горят желанием выделяться среди всех, пытаясь выяснить, кто из них лучше. Из-за карманных денег они станут лишь избалованными и высокомерными. Они так и не научатся уважать друг друга, если будут обращать внимание лишь на дорогие вещи и блестящие сумочки.

Кроме того, подростки еще не умеют правильно распределять расходы. Они могут попасть под отрицательное влияние взрослых и тратить деньги на пагубные для здоровья вещи (сигареты или алкоголь). Отсутствие карманных денег будет держать их в тонусе.

В дополнение к вышесказанному, дети, которые никогда не получают карманные деньги, лучше способны понять, как тяжело они достаются родителям. Эти школьники с возрастом становятся более сознательными и хотят работать, чтобы иметь возможность покупать все, что захочется.

По моему мнению, правы те родители, которые дают детям карманные деньги, так как они могут их выручить в разных ситуациях.

Исходя из всего вышесказанного, стоит отметить, что карманные деньги важны для подростков, но их размер должен быть благоразумным, чтобы благодаря им дети становились ответственными, а не беззаботными. Все карты в руках у родителей, так как они должны учить детей, как вести себя в том или ином случае.

Why Pocket Money for Your Teen Makes Sense Even Today

The idea of offering pocket money to children, especially teenagers, has been going on since ages. Many parents wonder whether or not it will be beneficial to provide pocket money to their kids and how much is the right amount. Are you also puzzled whether you should give your child pocket money? If your answer is yes, then we have some reasons as to why it makes sense to give your teen pocket money even today!

Different parents have different opinions regarding pocket money. But if done correctly, pocket money can prove to be a good thing for your teen.

Here are some advantages of giving pocket money:

1. Independent feeling

Teenagers are ‘mini adults’, so considering them grown up, in this case, will make them feel independent. In addition, this will teach them to manage their own money. Generally, most teenagers love the opportunity of managing their finances independently and do learn to handle their money wisely.

2. Value for money

A lot of teenagers these days do not realize the value of money, as their parents buy almost everything for them. By offering monthly pocket money, they would have to purchase items on their own. This will encourage them to buy their desired items by themselves, the preparation of which will give them a real-life experience, thereby making them aware that things do not come for free. Hence, they will value money.

3. Learn from mistakes

In the beginning, your teen might get overwhelmed by the money and spend it all right away. If the money is over in a week, then he/she will have to stay broke until it is time for the next payment.

4. Saving skills

Educate your teenagers to save a fraction of their pocket money each time and put it away for future or emergency use. If this is done each month, then by the end of the year, they will have a lump sum of money on hand, which they can use to treat themselves.

It is vital for you to understand the consequences of giving pocket money to your teenagers. No matter how well your teen manages the money, it is crucial for you to track and intervene when needed. How much to give. and from when to start?? Only you as a parent know the answer. Finally, it is important that the money is not just given away but is earned. Ask other parents their opinion and how much they offer and lastly be consistent as you are the one they learn from.

At what age should you start giving your children pocket money?

I think pocket money is a great method of educating your children in financing, but at what age should you start and under which condition?

10 Answers 10

I always tell my kids that I will do my best to take care of them, including using my money to that purpose. They don’t need to worry about that.

We started giving an allowance to my oldest at age 7, and we increase it every year on his birthday. This money is really for him to learn with, not because he needs to buy things.

At first, he didn’t know how to spend it. It piled up in his room for a while.

I also tell him he has to share whatever he buys with the family that’s with him. If I buy a sandwich for myself and my kids are hungry, of course I will share it, so I require the same of him.

I still place some restrictions on what he can buy, even though it’s his own money. He may not buy a 6-pack of soda and drink the whole thing in a day, for example.

I am very careful to pay allowance without linking it to behavior. Regardless of whether he does his chores, or whether he behaves himself, he always gets his allowance. That’s because I believe that paying for behavior is a really bad idea.

I’ve heard of an idea where a kid must put a portion of their allowance in savings, a portion goes to charity, and a portion they can spend. I haven’t explored this; I’m just throwing it out there.

He is learning about currency, how it accumulates, and how it depletes quickly. At the same time, we can encourage things we want him to do and discouraging things we don’t, all the while leaving it up to him.

Update: as a slight improvement on this, we use bedtime as a time to go over the day, talk about how he did, and decide how many chips he gets for that day. It also helps my wife and I to not forget about it!

Dave Ramsey suggests paying children for chores as young as preschool (3-4), but no later than 7 or 8 years.

It is also important to find age appropriate work for your children, as you will quickly run out of «room cleaning».

As soon as they can count, and understand the idea of trading one thing for another.

With my son, we started when he was about three and he got the idea very quickly.

Proper money handling is a very important lesson in life, and the earlier you teach your child about that the better. As long as the child is old enough to understand the concept of money and the importance of saving then go for it. I bought my 4 year old son a money jar that counts the money as you put it in and he enjoys putting the money in, even though he doesn’t understand what money is for yet.

Give? Never. However, they can earn it as soon as they are able to do even the smallest of chores. My four year old earns money folding washrags and unloading the silverware.

a) As soon as he can count, add and subtract;
b) When he spends significant time outside home without parents.

In our case we started giving pocket money when our son went to the first grade.

I would agree with «as soon as they can count, add, subtract».

The one thing I would add: Include this money in savings, checking and credit lessons at an early age.

This is a checking account (less common these days, but still important).

Teach them young and early that a portion of money should be saved. Maybe put it towards car, college, etc. Learn early that a chunk of your money goes poof. Bye bye. Learn early how utterly important savings is.

Maybe even teach them credit shortly after they start getting money.

Let them forget to pay and get late fee’s (Deposited into savings, for future use). Let them learn not just to save. but how evil credit is and how important it is to stay on top of it.

This is how you make money, save money and lose money. I wish someone had done those things when I was younger. Would have saved me thousands in dumb choices.

As an educational tool, Monopoly is an excellent way to teach basic math and money-management skills.

Personally, I started receiving an allowance when I was 7, though I had been given money before that as gifts for various things.

My parents also made sure 10% was set aside for church, 10% for the piggy bank, and then the rest was mine to spend.

I believe as early as 5. But i feel you’ll know that they’re old enough the first time that they ask you for money to buy something. This is a certain indicator that they’re beginning to understand this concept. You’ll give them money, and they’ll spend it all on something that they want. This shows they need money to buy things.

It is important to give children a simple allowance to help them become comfortable with the notion of money. they will get money from relatives for their birthdays and other occasions and I think it is important to let them know what that means to have their own money. our children learn to swim and read at this age so why shouldn’t we be teaching them about understanding money as well.

Done right, pocket money can help your kids form smart fiscal habits that will set them up for a life of financial security instead of years of money struggles.

It frustrates me that our kids are not taught about money at school. So it is important that we as their guardians, that we give them good lessons from an early age.

As parents’ we’ll all approach pocket money a little differently depending on your family situation but I’ve laid out ideas in this pocket money guide to get you thinking about what could work for your kids!

Why give pocket money?

Pocket money teaches kids about financial responsibility and helps build their confidence with money early on. Major lessons include –

What age is a good time to start giving pocket money?

Most parents start giving pocket money to their kids around the age of 5 or 6; if they want something fun, now it’s up to them to manage their money to get it!

Keep in mind, you can introduce your child to simple money ideas even earlier; the concept of paying for something (grocery shop/cash register games) and counting coins is a good starting point.

What should you give pocket money for?

Giving kids pocket money for completing household chores is the most common reason to fork over the dollars.

It’s a wise move not to give pocket money for every single chore they do though. ‘Basic’ chores should just be part of life; making their beds, cleaning up their rooms and taking care of their own pets.

Incentivise ‘extra’ chores with pocket money like mowing the lawn, doing extra laundry or other responsibilities around the house.

Some parents also give pocket money for glowing school reports and getting homework done on time.

How much pocket money should you give your kids?

What are other parents paying? According to Commbank research, 80% of Aussie kids receive pocket money –

That’s all a bit mathematical though right?

Obviously, it’s up to you to decide how much your kids should receive based on your family’s own financial situation. If you’ve got 5 kids ranging from 6 – 14, doling out a dollar for each year in age on a weekly basis might take a fair chunk of your own monthly budget!

The amount should be enough for them to learn the basics of good money habits without putting a big dent in your own spending plan.

When to pay

Make pocket money payday the same day each week/ fortnight or month.

This helps kids understand the concept of making their cash last. They’ll soon realise it’s a loooonnng time between paydays when you blow everything on a trip to the movies and Maccas all at once.

I think that’s a lesson some adults still need to learn too!

Let them see the money actually stacking up

Bank accounts aren’t fun for younger kids. A few numbers on a screen? Big deal.

“I washed like two weeks worth of dishes and mowed the lawn every Sunday for a month…show me the REAL money Mum!”

Use money boxes or jars so they can see and handle the money. Split jars and boxes into 3 groups – Spend, Save and Give and encourage them to allocate a portion of every pay into each area.

Write out their goal (Lego set) and the amount they need ($30) and stick it to their savings jar.

It’s a good idea to pay pocket money with a mix of notes and coins so they can easily split their allowance between the Spend, Save and Give jars.

Giving

Instilling the habit of giving into your child from a young age is a wonderful thing. The world doesn’t need more kids aspiring to be Instagram influencers, it needs more people with sharing, generous and kind spirits.

Talk with them about how they might use the money they plan to give. Do they want to save it up for a one-off donation or give it away in smaller increments?

Show them the different ways they can do good with their giving jar; maybe they want to donate a gift at Christmas, sponsor a child or make a donation to a cause they like. Let them experience how fun and rewarding giving to help others can be!

Do you give your kids pocket money? Any tips you’d like to share?

What age is the best to start getting pocket money why

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You are going to read the text aloud. You have 1.5 minutes to read the text silently, and then be ready to read it aloud. Remember that you will not have more than 2 minutes for reading aloud.

Cats and people have been living together for thousands of years. Nowadays, domestic cats are extremely popular pets. According to statistics, they are even more popular than dogs. There is no doubt that cats love people as much as people appreciate them. Maybe it’s because cats and humans share some physiological traits. For instance, a cat’s brain is more similar to a human brain than a dog’s. The regions of the brain responsible for emotion are identical in both humans and cats. Cats also have A and B blood types, just like people.

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