What is true about the allowance parents give to children ответы

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Teaching Children How to Deal With Money

Many children get to learn about money when they get their first allowance form their parents. The amount of money children get differs from family to family and depends on the budget of a family. Some children get weekly allowances, others get monthly allowances.

Parents should assist children in managing money. They should tell them what they should or shouldn’t buy with it. Family experts state that it is bad to extend the allowance if a child cannot make ends meet and spends too much of it until the month or week is over.

Getting a regular allowance gives children the first opportunity of doing some careful planning of finances. They can save it for a big investment in the future or buy things that their parents would normally not buy for them.In some cases it can be a good thing to pay children for doing useful things around the house. Other parents argue that such work is a normal part of family life.
Saving helps children understand that you simply cannot spend everything you have. It also prepares children for later phases in their life, where saving will become more important.

Not all parents give allowances to their children. They buy the things that children need. Financial experts claim, however, that giving children an allowance lets them handle money in a better way. Which time to start giving allowances to children is a controversial issue. Some family experts suggest that giving a child a small allowance at the age of five is appropriate. Opening up a savings account for children is a great way to make them understand that saving actually increases your money.

Parents should give children allowance without tying it to chores

Plenty of parenting books suggest allowance should stand on its own as tool to teach children about financial literacy.

Eighty-three per cent of parents who give their kids an allowance believe they should earn it by doing chores, according to an annual T. Rowe Price survey. Those parents are getting it wrong, if you believe a pile of parenting books going back a couple of decades that say an allowance should be for learning — not for earning.

For a recent one, Ron Lieber’s The Opposite of Spoiled argues that we shouldn’t give allowances in exchange for chores because one day our kids will decide they don’t need the money and will refuse to do the work. “So allowance ought to stand on its own, not as a wage but as a teaching tool,” Lieber writes.

Then there’s Positive Discipline A-Z, the classic by Jane Nelsen. Nelsen, too, argues that allowances should be educational: “Chores are a separate issue and should not be connected to an allowance.”

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So does this mean our kids shouldn’t do routine chores? No. It just means that they shouldn’t get paid for them.

These parenting experts — and more — argue that children should help out around the house because it’s the right thing to do, not because they make money at it. Many suggest that if you want to pay your children to do extra work around the house — your own work — that’s perfectly fine. Some parents encourage their kids to look for jobs that need to be done and name a price, as a way of encouraging entrepreneurship.

The T. Rowe Price survey also found that 34 per cent of parents don’t give their children an allowance at all, and these experts would say that’s another mistake. After all, to learn to ride a bike, you need a bike; to learn to play the violin, you need a violin. And to learn to manage money, you need money. Even in households where money is tight, parents can move a little bit of the money they spend on their children into an allowance for the children to spend on themselves.

So that’s the “why” of allowance. But what about the when, where, how, how much and how often?

When

In the T. Rowe Price survey, 20 per cent of parents who give an allowance started it when their kids were 6; that was followed by ages 7 and 8, each with 19 per cent. So there is no one “right” age. The consensus among experts is that you should give your child an allowance as soon as he or she begins noticing and asking about money. Lieber gives the practical suggestion to start an allowance soon after the tooth fairy first comes, as this will certainly make your son or daughter take a sudden interest in money.

How often

Once you start an allowance, how often do you dole it out? The majority of parents give their children this money on a weekly basis, and the experts say that’s fine for little kids. However, for teenagers, some suggest a larger, monthly allowance to give them practice making their funds stretch over time.

How, where

Similarly, you could change your method of payment as your kids grow up. For example, kids in the single digits are learning to count and like visual and tactile stimulation, so giving them cash and coins is a learning experience. Some parents have their children divide that money into separate jars or multi-compartment piggy banks, allocated for “spending,” “saving” and “donating.”

You may be able to reach screen-obsessed tweens by giving them their money via various apps that allow you to deposit money and allow them to group that money into virtual jars, instead of real jars. Some even enable them to make purchases straight from the app. For older teens, money and parenting experts suggest a bank account with a debit card to give them practice for the real world that’s just around the corner.

How much

Burgess chose to give her daughter half her age; others say to pay kids their full age. There are advantages to using an age-based formula when your kids are young: It avoids arguments about the initial amount, provides a methodology for raises and justifies different amounts given to older and younger siblings.

Formula or not, there is no “right” number. The amount of allowance you give depends, in part, on your financial circumstances. But experts do agree on a broad strategy: Give enough allowance so that your children can buy small things they want but will have to save up for bigger things — great practice for real life.

“We like to think it was our decision to raise her allowance when her 10th birthday came around,” Burgess said. “We did stick with the half-age rule, but she is a daughter of two lawyers and is always pressing for more of something — including allowance.” Burgess and her husband may have felt like they’d been played by a 10-year-old, but raising your children’s allowance as they grow is a good idea — as long as you raise their responsibilities as well.

Depending on their maturity level, you could pick age 13 or 16 to turn over much of the money you spend on your child to your child. I’m not talking about grocery money, because that’s a collective family expense. The idea is to give your teens a heftier allowance to cover clothing, cellphone bills and other personal expenses.

“As our daughter gets older, we may shift to the ‘higher allowance/more responsibility’ approach so she can keep learning to budget and make financial choices,” Burgess said. If you try it, you should let your older child sink or swim with that money — better to practice when they’re 13 than when they’re 23.

What is true about the allowance parents give to children ответы

Задание №14217.
Чтение. ОГЭ по английскому

Вы проводите информационный поиск в ходе выполнения проектной работы. Определите, в каком из текстов A — F содержатся ответы на интересующие Вас вопросы 1 — 7. Один из вопросов останется без ответа.

1. What are the pessimistic predictions?
2. Is it parents’ carelessness?
3. Is it a perfect example to follow?
4. What is the sad statistics?
5. Does strong family mean great potential?
6. Are family traditions followed?
7. Is it a common myth?

A. The first thing most Western people notice in the East is the respect everyone has for old people. Elderly people live with their married children and are important members of the family. They look after the children, help with cooking, give advice and often rule family life. Living in an extended family has advantages for everyone: children are taken care of by their loving relatives, and grandparents feel that they are loved and needed.

B. The nuclear family is a product of the modern West. The family usually consists of mother, father, and two children. If the mother goes out to work, she must leave them with a child minder (a babysitter). If there is divorce or separation, the child’s life will change completely. In such families children are likely to grow up without love and care.

C. The latest evidence of the traditional family’s decline shows that within 12 years the majority of the adult population will be unmarried. It is for the first time began that those who are divorced, widowed or have never married have outnumbered married adults. Forecasts suggest that by 2020 the proportion of the married adult population will fall from about 49 per cent today to 45 per cent.

D. Sociologists say that two in every five marriages now are expected to fail. The number of first marriages is at its lowest level and it has halved in fewer than 30 years. These figures have profound social and economic consequences for families. Educators warn that it is children who suffer more when their peaceful lives get absolutely ruined down.

E. Pressures on the modern family may have a lot to do with learning difficulties teachers are seeing in classrooms. The strong family remains the best place to bring up children to become creative and engaged persons. Not only parental separation but fear of possible separation has a huge effect on children. This fear interferes with the children’s classroom activities and their social behavior.

F. Modern parents are still ready to make sacrifices for their children. However, their busy lives are a major factor in a culture that is less and less child-friendly. Working parents need a lot of thought and creativity to find time for their children. Parents mainly think about providing economically for children, and are not attentive enough to their children’s vital emotional needs.

Решение:
В тексте A содержится ответ на вопрос 6 (Are family traditions followed? — Соблюдаются ли семейные традиции?): «The first thing most Western people notice in the East is the respect everyone has for old people.»

В тексте B содержится ответ на вопрос 3 (Is it a perfect example to follow? — Является ли это прекрасным примером для подражания?): «In such families children are likely to grow up without love and care.»

В тексте C содержится ответ на вопрос 4 (What is the sad statistics? — Какая печальная статистика?): «. that within 12 years the majority of the adult population will be unmarried.»

В тексте D содержится ответ на вопрос 1 (What are the pessimistic predictions? — Каковы пессимистические прогнозы?): «Sociologists say that two in every five marriages now are expected to fail.»

В тексте F содержится ответ на вопрос 2 (Is it parents’ carelessness? — Беспечность родителей?): «However, their busy lives are a major factor in a culture. »

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Источник: ОГЭ 2020. Английский язык. Тренировочные варианты. К. А. Громова, О. В. Вострикова и др.
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What is true about the allowance parents give to children ответы

Задание №6686.
Чтение. ЕГЭ по английскому

Установите соответствие между заголовками 1 — 8 и текстами A — G. Используйте каждую цифру только один раз. В задании один заголовок лишний.

1. Young helpers
2. Importance of discipline
3. Home education
4. Awkward moments
5. A warm welcome
6. Daddy day care
7. Sibling rivalry
8. Methods of persuasion

A. Family reunions can be a joyous occasion and an opportunity to meet new family members as well. Our parents have aunts, uncles and cousins that we may only meet once or twice in life. Often, though, meeting an extended family member can be like meeting a complete stranger. You’re not even sure you will like them, and the whole affair can feel a bit odd or uncomfortable.

B. Traditionally, the mother is the primary caregiver to an infant child. She takes time off work and stays at home to provide round-the-clock attention during the child’s early years. But recently, more and more men are taking paternity leave from work to stay at home with their new-borns. Mothers find it a welcome trend, as caring for an infant can be exhausting work.

C. While it’s true that kids must carry out their responsibilities just as adults do, sometimes Mum and Dad have to be a bit crafty to make it happen. They have to offer a little reward for a job well done. It may not be good practice to do it all the time, but if they promise a trip to the cinema, for example, the kids will be more likely to clean their rooms.

D. Many families live far away from one another these days. They may have moved across the country, or even to the other side of the world. It’s especially hard for parents to see their children do this, either for work or for adventure. So when special occasions come round, especially the holiday seasons, Mum and Dad are so grateful when their sons and daughters return home.

E. Sometimes a household is nothing but chaos for days on end. This is especially true when kids reach their adolescent phase, and you have a couple of teenagers who compete over every little thing in life. No matter how often parents attempt to stop two kids from fighting each other, nothing seems to work. They just have to wait until one of them moves away to university!

F. In most families, parents have to constantly remind their children of their responsibilities. But there are times when kids can be especially useful round the house of their own will. They also understand those times when Mum or Dad isn’t feeling well, and maybe it would be nice if they made dinner for a change or did a little extra tidying up in the living room.

G. Relationships in the family are complex. Parents are the carers of their children, but they are their friends, too, and in both senses they would never do anything to hurt them. But parents must never forget their role as figures of authority. They have to explain what’s right and wrong and make sure their kids do it. They’ve also got to provide the punishment when their kids behave badly.

Решение:
Заголовок 4 (Awkward moments. — Неловкие моменты) соответствует содержанию текста A: «You’re not even sure you will like them, and the whole affair can feel a bit odd or uncomfortable.»

Заголовок 6 (Daddy day care. — Папа дневной уход) соответствует содержанию текста B: «But recently, more and more men are taking paternity leave from work to stay at home with their new-borns.»

Заголовок 8 (Methods of persuasion. — Методы убеждения) соответствует содержанию текста C: «They have to offer a little reward for a job well done.»

Заголовок 7 (Sibling rivalry. — Соперничество между детьми) соответствует содержанию текста E: «. and you have a couple of teenagers who compete over every little thing in life.»

Заголовок 1 (Young helpers. — Молодые помощники) соответствует содержанию текста F: «But there are times when kids can be especially useful round the house of their own will.»

Заголовок 2 (Importance of discipline. — Важность дисциплины) соответствует содержанию текста G: «But parents must never forget their role as figures of authority.»

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4685712

Источник: Тесты для подготовки к ЕГЭ по английскому языку, 2019. Вербицкая М., Манн М., Тейлор-Ноулз С.
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Learning English

Learning English

воскресенье, 11 октября 2009 г.

16 комментариев:

Этот комментарий был удален автором.

I have some friends, who get extra pocket money for many years. Bu is it a good idea or not?

There are some advantages and disadvantages in this situation.

Advantages: Children begin to learn and bring to parents good marks. Parents have good marks, children have money. Parents and children are pleased.

Disadvantages: Kids will do their homework only if they get a pocket of money from parents. And if the parents stop to give money for their children, kids will be angry for their parents.

There isn`t sense in this study.

I know many parents who give extra pocket money to their children. They think that this is an excellent idea. But is it really so?

There are several advantages in this situation. First, the kids really begin to learn well. Secondly, the relationship between parents and children become better. Thirdly, the kids can quickly save money for something, that they have wanted for long time.

But all these things happen only in the first time. A few weeks or month later all advantages are lost. In their place come disadvantiges. Children stop learning at all again. «The main thing is paents give me money», they say. But after some time, children asked for more and more money and spend it anywhere. And if parents constantly give their children extra pocket money, and then suddenly stop, the children begin to hate thair parents.

But in general, the children’s behavior in this situation depends on their nature. If a child receives money and understands what parents want for it, I think it’s good idea. But personally I have never been in a similar situation. My mother never gave me money for good marks. And I think it is right.))

Этот комментарий был удален автором.

It our days education and money are closely connected.
A lot of parents use money like medicine against laziness. There children`s laziness to study. But I don`t think this help children really. And now we have to understand that we study only for our future and only for ourselves.
But on the other hand many students don`t even guess to ask extra pockey money from their good marks. Because study is the most impotent duty for us in our days.
So, I never take my parents money for studing. But at the end of the school year my father and and mother give me presents.I think that small presents are desirable in contrast of money.

Этот комментарий был удален автором.

Many parents encourage their children to study well by giving extra pocket money for each good mark. Is it correct to do so? There are different opinions on this problem.
Some parents think that this is the only way to encourage their children because to study is boring and difficult. Children work at school all the morning and when they come home, they must prepare their homework. Therefore, they work almost all day. Perhaps, many parents think that if they are given money for their work, why not to give money to the children for their work? They think the money will make their children to study better because they would like to have money for sweets and different games. Otherwise, the children save the money for games not eating breakfast at school.
Unfortunately, this is not true. Firstly, children get used to study only if they are given money. Therefore, their marks become worse and worse if parents can’t give them money every day. Secondly, if there are many children in the family, it’s impossible to give them all money for every good mark when they start going to school. Thirdly, children must study well not for the save of money but because it’s interesting and because the good knowledge will help them to make a career and to find an interesting work they like.
As for me, I wouldn’t give extra pocket money for each good mark to my children. My parents sometimes give me money for good marks and it didn’t make me work better. But, I think, it’s right to give children extra pocket money on holidays or when they ask for it. Otherwise, they will find different ways to find the money they need themselves.

I don’t know people with this situation but I hear about this problem and have an opinion.

I think what giving the pocket money as encourage may be a good practice. It is a first way to children to earn money. Also this activity will give pupils a stimulus to learning better than in the past.

One the other hand, giving money is the best decision to parents who want to make good relationship with their children. But these actions could make only economic attitudes.
I think, if parents decide to do that, they have to think about a future effect.

I think, that such motivation is ambiguous? as all children are different and grasp this motivation differently. Personally I think, that this motivation is wrong. Child thinks, that it will be such a way always and everywhere, but he makes a mistake. If a child gets accustomed to such motivation and when it vanish, the child can`t do something independently. It`s bad.
It is necessary to understand, that it isn`t necessary for mother and father, and YOU!
Parents have never given to me money, and I think, that it is correct.

I think this is an excellent idea. Because if the parents will give money for good grades, the students will be motivated by good studies. I think a lot of people will agree with me. And when the children will need money (and they usually require private:)) they will study intensively. My parents for a long time given me money for excellent results.